Identity Theft and LifeLock

Brad,

I appreciate your endorsement of Lifelock, just have a couple of quick questions for you. Have you googled Lifelock lately? Are you aware that Robert Maynard, the founder and CEO(formerly) is actually a convicted ID Thief? I say formerly, because once the news article broke he “stepped” down. Are you also aware that right now the Arizona AG is investigating Lifelock as they have no way to back their $1 million guarantee, 7 people have filed and have yet to receive a penny, know why, nobody has underwritten that $1 million guaranty!! I think you should do a little more research, there is plenty out there on Lifelock. Then maybe go look at PrePaid Legal and Identity Theft Shield. It is on the NYSE as PPD. You might want to look at the front page of the Money section of today’s USA Today. Happy reading!!!!

While I appreciate the fact that people have reported they have had Lifelock for a period of time and they have yet to get the notice that someone is trying to open credit in their name, that’s wonderful! It’s also really interesting that the CEO has the guts to put his social security number out there for all the identity thieves to see and although he may not yet have become a victim of identity theft (credit wise) what about the other 4 areas??

You say what 4 other areas of identity theft? While these 4 other areas are not reported to your credit bureau they are still considered identity theft and can cause you great problems in life.

There is social security id theft, someone using your SS# to get 1099 jobs in your name and not paying the taxes and it not catching up with you for a few years and then the IRS comes knocking, saying you owe so & so in back taxes for jobs you never held!
There is drivers license id theft, someone gets a drivers license in another state and racks up points and may commit a crime such as a hit & run. Say you hold a CDL, this is your livelihood any points can leave you without a job and to clear up a huge mess, many have found it very difficult to fix on their own.
There is character id theft, someone gives your name after committing a crime and is let out on bail and they never show for court, you now have a warrant for your arrest and left to prove your innocence. Think about being arrested for some crime you did not commit and you’re a single parent and your kids are taken from you, put in foster care and then your released but it happens 4 or 5 times again, how do explain to your children. This has happened I am not blowing smoke around!
Finally there is medical id theft, all you need is someone’s SS#, name, and maybe an address maybe not, and now they can get medical treatment in your name. Wow this is a lot to take in but it is happening more often than you hear about because the news and articles focus on credit id theft, which accounts for only about 40% of identity theft. Consider this area of id theft very serious and life threatening as well. The person that uses you medical id has a different blood type than you and say you are admitted to the hospital unconscious and need blood, your file says one type and you are another, I don’t have to spell out the outcome!

Now I ask the very obvious question, does Lifelock cover you in all the areas of id theft, which are 5, credit being the 5th area? So if the CEO can put his SS# out there for the world to see, I hope he has all these other areas monitored and covered as well or he just might find that the identity thieves have had some fun with his name and SS# that has been deliberately put out there for them to see if they can do some damage! I also would not be comfortable signing on with a company that the CEO himself was an identity thief! I have heard this and read about it, it’s no wonder he stepped down but the words out, and now hearing that they may not be able to back their million dollar guarantee, hmm sounds fishy and they’ve only been in business a short time, less than 5 years.

I agree check out Pre-Paid Legal Services Inc. & the Identity Theft Shield, two publicly traded companies that have been in business for over 35 years back these two services. I have had my Identity Theft Shield plan for over 3 years and sleep better knowing the experts are watching my back while I sleep, I would pay my monthly fee before I ate if I ever had to make the choice, I would never be without it and you shouldn’t either! Wouldn’t you rather sign with the company that has the reputation and doesn’t have to post their CEO’s SS# for the world to see, because there is no 100% guarantee your identity will not be stolen and any company that claims there is, BEWARE and do your homework is all I can suggest!

Thank you for your time, I hope this opened a few eyes and got some of you thinking, there are other areas of identity theft and there is no 100% guarantee, and monitoring alone will not help fix the problem once it happens, you need restoration services and Identity Theft Shield offers you that!